March cash rate held – why are buyers feeling more confident? Following its latest meeting, the Reserve Bank of Australia (RBA) has announced it will hold the cash rate at 4.35%. This is the third time it has been held since it was last raised in November. With...
When was your last home loan health check? Circumstances can change, leaving your home loan less suitable than it was originally. A home loan health check can reveal if you’re paying too much. What’s involved?Your finance broker can do a full home loan health check...
What happens when your fixed rate term ends? Fixed rate terms last for a set period of time that is prearranged between you and your lender. Fixed rate periods last between one and five years. When your fixed rate term ends, your loan will usually revert automatically...
8 Ways to Strengthen Your Loan Application If you’re now looking to buy, or even refinance your existing loan, there are a few ways to increase the chances of your loan application being approved. Keep in mind the things that lenders consider before approving your...
What is Mortgage Refinancing and how does it work? As a homeowner with a mortgage, chances are you’ve heard of the term ‘refinancing’. But what does mortgage refinancing mean and how can it work for you? Refinancing involves reviewing your current...
Refinancing: Your Smartest New Year’s Resolution As the confetti settles and resolutions take flight, 2024 stands as a promising gateway to financial growth and stability, particularly through the strategic utilisation of refinancing. The new year presents an...