5 things to keep in mind before refinancing Something to keep in mind when looking to refinance your home loan is lenders vary greatly in what they can offer. You may want to find the lowest interest rate possible, however there are a number of other factors to...
How to calculate your equity If you’ve owned your home for several years, there’s a good chance you’ve accumulated some equity. Equity is the difference between the value of your home and your outstanding mortgage, and can be expressed as a number or...
7 ways to maximise your returns as a property investor In many cases, we buy homes largely with our heart. But we should buy investment properties entirely with our head, because the aim is usually to generate the largest possible financial return. With that in mind,...
March cash rate held – why are buyers feeling more confident? Following its latest meeting, the Reserve Bank of Australia (RBA) has announced it will hold the cash rate at 4.35%. This is the third time it has been held since it was last raised in November. With...
When was your last home loan health check? Circumstances can change, leaving your home loan less suitable than it was originally. A home loan health check can reveal if you’re paying too much. What’s involved?Your finance broker can do a full home loan health check...
What happens when your fixed rate term ends? Fixed rate terms last for a set period of time that is prearranged between you and your lender. Fixed rate periods last between one and five years. When your fixed rate term ends, your loan will usually revert automatically...
