How to consolidate tax debt If you find yourself owing money to the Australian Taxation Office (ATO), and you weren’t prepared for it, there are options available to you. What happens if you fail to make your tax payments on time? According to the Australian Taxation...
How is interest calculated on my home loan? As a basic rule, mortgage interest is calculated each day, based on the amount of money (or principal) still owing on your loan. As the principal declines, so does the borrower’s interest bill. For example, if someone took...
How do green home loans work? As more Australians look for ways to minimise their carbon footprint, a growing number of lenders are backing them with ‘green’ loans. Green loans, also known as sustainable loans, are loan products that can be used to finance the...
Dream Home Dilemma: Should You Build or Buy your home? When it comes to owning a home, one of the big decisions you’ll face is whether to build a new home or buy an established one. Each option has its own set of pros and cons, and the best choice depends on...
9 things to prepare before buying a home If you want your property purchase to be as stress-free and successful as possible, it’s important to follow a methodical process that begins even before you start looking at online listings. The first thing you should do...
Your quick guide to guarantor home loans One of the hardest parts of buying a property can be saving the deposit. A guarantor home loan could give buyers the chance to enter the market years ahead of schedule by using a guarantor (generally a parent or close relative)...
