How to buy a property when you’re self-employed When you’re self-employed, it can be harder to qualify for a home loan than if you’re an employee collecting a regular salary. That’s because a small business owner’s income may be more variable, their financial...
The pros and cons of paying for LMI(lenders mortgage insurance) Many borrowers who have heard of lenders mortgage insurance (LMI) regard it as a bad thing. But that’s not necessarily the case. LMI is an insurance policy designed to protect the lender (not the...
How to prepare for buying an investment property Investor borrowing activity is at near-record levels, proving just how popular property investing is as a wealth-building strategy in many places around the country. Anyone who wants to buy their first investment...
2025 Money Moves: Tips for Homeowners, Buyers, and Business Owners The great thing about a new year is it gives us a chance to take stock of our lives and identify areas for improvement. That applies particularly to money. If you’re thinking about buying a property in...
How the property market looks as we head into 2025 As we come to the end of another eventful year for property, it’s clear that we’re experiencing a two-speed market, and that prices are slowing in both, according to Ray White Chief Economist Nerida...
